Sulam keeps your finances organised across payments, planning, and travel — all in one private app.
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Payment Tracking
Track daily expenses, recurring monthly bills, and instalment loans. Mark payments as fully or partially paid, add notes, and set due date reminders.
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Smart Dashboard
Three swipeable tabs for Daily, Monthly, and Loan payments. Unpaid items surface automatically — even from previous months — so nothing slips through.
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Charts & History
Bar charts showing monthly totals. A full history log of every payment you've made — filterable by year, month, and payment name.
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Planning Strategy
Enter your income and choose a budgeting strategy (70/20/5/4/1, 50/30/20, or custom). The app shows exactly how much goes to each financial goal.
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Travel Budget
Plan any trip with spending organised into Flight, Food, Transport, Hotels, Gifts, and Other. Running totals update as you add items. Save trips for later review.
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Smart Notifications
Get reminded 1 day, 3 days, or on the due date — whichever you prefer. Scheduled locally on your device. No server, no tracking.
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Privacy & Security
Face ID / Touch ID app lock. Sign in with Apple. All data stored on-device only — never uploaded to external servers. Account deletion wipes everything permanently.
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Appearance & Language
Full Light and Dark mode. Multiple colour themes. Switch between English and Arabic at any time with complete RTL layout support. Choose your currency display.
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Data Export
Export your full payment history as a CSV file, compatible with Excel, Numbers, and Google Sheets. Share via email or save to Files.